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Feb 27

Ladies, do you hate buying a car?

There’s no doubt many of us would love a shiny new car to take home today, and yet statistics show that the majority of women hate buying new cars. So why is this? We’ve pinpointed some of the typical causes of anxiety, and suggest some simple solutions to take away the worry.

Hate: Buying a second-hand car

Many women find buying second-hand cars a stressful experience.  Limited mechanical knowledge, a fear of being ripped off and the lack of protection if bought privately all add to the stress of finding that bargain.

Solution: All of these risks can be managed by doing a bit of homework.

Read up on common faults for that vehicle (searching the Internet can help with this) and ask if these have been addressed during the car’s history.

  • Ensure that the car has a good service log, and note the name of the garage that it’s been serviced at – you can always give them a call to check up on the work that’s been done and it helps you to get an idea of the car’s history.
  • Do an HPI check before you agree to buy, so that you know that the car hasn’t been stolen or involved in a crime.
  • Make sure you have the right car insurance cover before you drive the car away. You can always arrange a quote beforehand and give your insurers a call on the day to confirm – most car insurers will activate a policy immediately.

Hate: Dealing with salespeople

Salespeople have one priority: to sell you a car. This can make them pushy, demanding, persuasive and sometimes rather intimidating to the undecided car buyer.

Solution: Write a list of exactly what you want from a new car, and stick to it. This should include important features (like air con or a sun roof), engine size, economy, price and anything else you feel is important.

When you visit showrooms constantly check up on this list to make sure that you’re sticking to the plan. Of course, there may be times when you’re tempted into something a little different from what you set out to buy, but at least this way it will be a conscious choice rather than as a result of pressure from the salesperson.

Hate: Making that final decision

Giving a yes or no to such a significant purchase can be a gut-wrenching  decision. Whether you worry about the finances or the mechanics, you will always have doubts when buying a new car.

Solution: Don’t make the decision alone – instead take a friend with you to view the car and talk the purchase through with them. The emotional pull of a new car can sometimes blind you to potential problems – or equally put you off a good purchase. Having an independent opinion is invaluable – and it makes the whole process a lot more fun!

This is a guest post from the Sainsburys Finance Blog, Money Matters

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